Interactive Calculators
Assumption-driven financial simulations for Australian investors — explicit tax, leverage, and cashflow mechanics built into every model.
Property vs Shares
Property vs Shares Calculator
Australia's most complete investment comparison — FIFO CGT, cashflow neutrality, Division 40/43 depreciation, stamp duty for all 8 states, offset accounts, debt recycling, and Monte Carlo analysis.
Retirement Calculator
Set income goals, adjust for inflation, and estimate the capital needed. Explore contribution rates, withdrawal rules, and longevity risk.
Offset vs Shares
Compare offset savings against investing — dividends, franking credits, CGT, and rebalancing included. See after-tax cashflows and total wealth over time.
Buy vs Rent Calculator
Compare renting vs buying your home in Australia. Model mortgage, rent, taxes, maintenance, and investment growth to see which option builds more wealth.
Mortgage Calculator
Estimate repayments and total interest. Add extra repayments, include an offset account, choose weekly/fortnightly/monthly, and model interest-only periods.
LMI Calculator
Estimate Lenders Mortgage Insurance from purchase price and deposit. See your LVR, premium amount, and whether the cost is capitalised into your loan.
Should You Buy or Rent in Australia?
30-second result. Is renting and investing your deposit smarter than buying? Adjust sliders and see the answer instantly for your city and salary.
Beat the ASX — Property Breakeven Calculator
Type your suburb. Find the exact annual growth rate your property needs to outperform investing the deposit in the ASX. Over 200 suburbs, instant result.
Macroeconomic Simulator (Australia)
Explore how interest rates, liquidity, and global markets interact with ASX200, property prices, and rental yields. Scenario-based modelling with dynamic feedback — not static assumptions.