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Buy vs Rent in Every Australian City: I Ran the Numbers (2026)
Brisbane buying wins by $1.24M. Melbourne investing wins by $583k. Sydney is an $18k coin flip. Full city-by-city breakdown with live calculator.
Practical, numbers-first investing analysis for Australians — transparent assumptions, explicit trade-offs, and decision-grade outputs.
Brisbane buying wins by $1.24M. Melbourne investing wins by $583k. Sydney is an $18k coin flip. Full city-by-city breakdown with live calculator.
Cashflow symmetry, dividend staging, and CGT realism — why most comparisons are biased by construction.
Decades of housing, wages, and market trends — what they imply for long-run strategy.
Opportunities in solar, wind, and storage — plus the risks that don't show up in a headline return chart.
Why selling mechanics matter: timing, discounts, flexibility, and what "liquidity" buys you in retirement.
Where the tax benefit is real, where it's marketing, and how it interacts with cashflow stress.
Stamp duty, holding costs, frictions, and "silent" costs that change the break-even point.
Property leverage looks "safe" until rates rise; share leverage looks "scary" until you price liquidity.
When LMI applies, how it's calculated, and how to avoid paying it unnecessarily.
Understanding LMI in Australia
Printable explainer — clean, concise, and built to share